Mobil Dicuri Saat Masa Kredit? Tena

Mobil Dicuri Saat Masa Kredit? Tenang, Klaim Cuma 14 Hari Kok
JAKARTA - Musibah memang bisa menimpa siapa saja, termasuk Anda. Saat ingin berangkat ke kantor tiba-tiba mobil sudah tidak ada di garasi. Padahal, mobil masih dalam masa kredit. Lalu apa yang harus dilakukan? Tenang saja, saat mengajukan leasing, pasti mobil Anda juga sudah di asuransikan.

Langkah awal yang harus dilakukan konsumen adalah, segera melapor ke pihak Finance. Seperti yang dikatakan Tan Surjanto, corporate finance planning & investor relations department PT. BCA Finance, “Konsumen tinggal lapor ke pihak Finance, lalu kalau mengajukan sendiri asuransinya segera lapor ke pihak asuransi.

Dan yang tidak kalah penting adalah segera buat laporan ke pihak kepolisian,” ungkapnya. FYI, laporan ke pihak kepolisian ini, adalah hal yang paling penting. Karena pihak yang mempunyai wewenang untuk mengeluarkan pernyataan pencurian adalah pihak kepolisian. Hal ini juga diamini Edi Suyitno direktur marketing PT, Oto Multiartha. “Terutama harus ada laporan kepolisian,” ujarnya.
Selanjutnya, untuk bisa memproses laporan kehilangan ke pihak asuransi, jangan lupa membawa dokumen-dokumen yang diperlukan. Seperti laporan kerugian yang diisi lengkap dan ditanda-tangani tertanggung (pelanggan), fotokopi STNK, fotokopi SIM pada saat kejadian, fotokopi tertanggung (pelanggan), surat keterangan polisi dan surat pernyataan siap di survey.

Namun perlu diketahui, setiap perusahaan asuransi tidak akan menjamin kendaraan yang hilang akibat penggelapan dan penipuan.

Bila penyelidikan sudah dilakukan oleh kepolisian dan pihak asuransi, maka klaim Total Lost Stolen dapat diproses lebih lanjut. Tertanggung (pemilik mobil) akan mendapatkan surat pengantar dari pihak asuransi untuk membantu pembuatan surat blokir STNK dari kepolisian daerah tempat Anda berada (setingkat Polda).

Pembayaran atau penggantian klaim, akan dilakukan setelah pemilik kendaraan melengkapi sejumlah dokumen pendukung.

Yang pasti, jika pemilik kendaraan sudah menjalani proses klaim dengan benar dan melengkapi dokumen yang diperlukan, maka sejak dari penyerahan dokumen lengkap hingga penggantian klaim membutuhkan waktu sekitar 14 hari kerja.

Namun, apabila mobil yang dilaporkan hilang tersebut ditemukan dalam waktu kurang dari 60 hari, maka kerugian yang dapat dilaporkan adalah klaim Partial Loss.

Misalnya, jika mobil ditemukan dan sempat dirusak oleh pelaku kejahatan, maka pemilik bisa mengajukan klaim Partial Loss yang dilengkapi dengan surat laporan kepolisian setempat.
Tips Proses Klaim
1. Segera melapor ke pihak finance dan juga asuransi.
2. Buat surat laporan dari Kepolisian perihal kehilangan mobil.
3. Siapkan dokumen penting seperti fotokpi STNK, SIM dan KTP.
4. Buat surat pengantar dari pihak asuransi untuk blokir STNK.
5. Setelah penyelidikan selesai, penggantian akan dilakukan sekitar 14 hari kerja setelah dokumen dinyatakan lengkap.

Kết quả (Anh) 1:

The Car Was Stolen During The Credits? Quiet, claims Just 14 days KokJakarta-a disaster can indeed override anyone, including you. When want to depart to the Office all of a sudden there is no car in the garage. In fact, the car is still in its credits. Then what to do? Calm, when asked a leasing car, surely you are also already in insure.The first step that must be done is the consumer, immediately report to party Finance. As it was said Tan Surjanto, corporate finance planning & investor relations department PT BCA Finance, a "consumer report live to party Finance, then if it submits its own report soon to the insurance insurance. And that is no less important was immediately made a report to the police, "he said. FYI, a report to the police, is the most important thing. Because a party has the authority to issue a statement of theft is the police. It is also the marketing director Suyitno Edi diamini PT, Oto Multiartha. "Especially there should be police reports," he said.Furthermore, to be able to process the report the loss to the insurance, don't forget to bring the necessary documents. As the report of loss that completed and signed by the insured (customers), VEHICLE REGISTRATION FEES, photocopying a photocopy of a DRIVER'S LICENSE at the time of the incident, a photocopy of the insured (customers), police affidavits and affidavit prepared in the survey. But keep in mind, each insurance company will not insure vehicles that are lost due to embezzlement and fraud.When an investigation already conducted by the police and the insurance claim, then the Total Lost Stolen can be further processed. The insured (car owners) will get a letter of introduction from insurers to help block letters making VEHICLE REGISTRATION from your regional police (Polda-level).Payment or reimbursement claims, will be done after the vehicle owner completes a number of supporting documents. To be sure, if the owner of the vehicle is already undergoing the process claims correctly and completes the necessary paperwork, then from the complete document submission to claim reimbursement takes about 14 working days. However, if the car was reported missing found in less than 60 days, then the losses can be reported is the Partial Loss claims. For example, if a car is found and destroyed by the perpetrators of the crime, then the owner can claim Partial Loss that comes with a local police report letter. Tips Claim Process1. Immediately report to party finance and insurance as well.2. create a letter report from Police about the loss of the car.3. prepare important documents such as the fotokpi VEHICLE REGISTRATION, driver's license and ID CARD.4. create a cover letter from the insurance for the VEHICLE REGISTRATION block.5. once the investigation is completed, the reimbursement will be made about 14 working days after the document was declared complete.

Kết quả (Anh) 2:

Car Stolen While Credit Period? Quiet, Claims Just 14 Days Kok
JAKARTA - Musing indeed can happen to anyone, including you. When you want to go to the office suddenly the car was not in the garage. In fact, the car is still in a period of credit. So what to do? Relax, when applying for leasing, your car would also be insured. The first step that must be done is the consumer, immediately report to the Finance. As Tan Surjanto, corporate finance planning and investor relations department PT. BCA Finance, "Consumer Finance report to the parties, and if filed its own insurance immediately report to the insurance. And equally important is to immediately report it to the police," he said. FYI, reports to the police, it is the most important thing. Because those who have the authority to issue a statement of theft is the police. It also agreed Edi Suyitno marketing director of PT, Oto Multiartha. "In particular there should be a police report," he said. Furthermore, in order to process the report of loss to the insurer, do not forget to bring the necessary documents. As reports of losses that the completed and signed the insured (customer), a copy of vehicle registration, copy of driver's license at the time of the incident, a copy of the insured (customer), certificate of police and an affidavit prepared in the survey. But keep in mind, every insurance company will not guarantee vehicle lost through embezzlement and fraud. If the inquiry has been conducted by the police and insurers, the claims Total lost Stolen can be processed further. Insured (car owner) will get a letter from your insurance company to assist in a letter to block the vehicle registration from the local police where you are (at Polda). Payment or reimbursement claims, will be done after the vehicle owner completes a number of supporting documents. To be sure, if the owner of the vehicle already undergone the process claims correctly and complete the necessary documents, then since the submission of complete documents to claim reimbursement takes about 14 working days. However, if the car was reported missing was found in less than 60 days, then the loss can be reported is Partial Loss claims. For example, if the car was found and was marred by the offender, then the owner can claim Partial Loss is completed with a local police report. Tips process of claim 1. Immediately report to the finance and insurance. 2. Create a letter from police reports about the missing car. 3. Fotokpi prepare important documents such as vehicle registration, driver's license and ID card. 4. Create a cover letter from the insurer to block vehicle registration. 5. Once the investigation is complete, the replacement will be approximately 14 working days after the document declared complete.